Commercial Auto Insurance

Commercial Auto Insurance

In the State of Tennessee, by law, you are required to have automobile coverage whether it’s for personal and/or for your business. 

As a business owner it is imperative to carry this insurance with the appropriate amount of coverage. Commercial Auto insurance offers a variety of coverages based on the assessment of how the vehicles are used. Coverages offered include:
    • Bodily Injury
    • Property Damage
    • Collision Coverage
    • Comprehensive
    • Uninsured Motorist
    • Underinsured Motorist
    • Medical Payments
    • “Other” Optional Coverages
So, what is the right coverage for your business?   Here at H.B. Cowan we can help ask the questions to get the appropriate insurance coverage needed. Things to consider when determining what is best include:
    • How are the vehicles used?
    • How many need to be insured?
    • Do you transport people?
    • Do you transport products?
    • How far do you travel?
    • How many drivers?
    • How old are your drivers?
    • How old are the vehicles?
    • What services are you conducting?
Limits of insurance are important to take into consideration when operating commercial autos. It is recommended, and often required, that commercial vehicles carry a higher limit of coverage due to the increased risk and exposure of daily operations. Talk with us and ensure you have the proper commercial insurance coverage in place with the right insurance company. Otherwise, you’re putting yourself, your employees and business at risk.

Here at H.B. Cowan we can provide you with the personalized experience, knowledge and support your company deserves. Give us a call today.

Bethany Bannister
Bethany Bannister
Commercial Lines Account Manager
Richard Bobo
Richard Bobo
Licensed Commercial and Personal Lines Agent
Martha Fisher
Martha Fisher
Commercial Lines Account Manager
Brad McGee
Brad McGee
Owner / Commercial Lines Agent
Brett Fisher
Brett Fisher
Owner / Commercial Lines Agent
Wayne McDonald
Wayne McDonald
Commercial Lines Account Manager
Cassidy Bain
Cassidy Bain
Commercial Lines Account Manager

Proudly Serving Tennessee Since 1893